The Wealth Emporium  |  Client Hub

About FMS Group

Trusted Advice. Tailored Strategies. Full Financial Support.

 

At FMS Group, our team of expert advisors help individuals, families, and business owners take control of their finances and plan for the future with confidence.

 

As a leading Central Coast financial planner and accountant advisory group, we offer comprehensive, fully-integrated guidance and support across financial planning, accounting, self-managed super funds (SMSFs), estate planning, retirement planning, risk & debt management, mortgages, and lending – all under the one roof.

 

With offices in Long Jetty and Gordon, we understand the financial realities of both the Central Coast and Sydney – with many clients making the move north or managing financial interests across both regions, such as investment properties, businesses, or family obligations.

 

We’re a proudly family-owned business with three generations working side-by-side. That sense of legacy, care and long-term thinking runs through everything we do.

The FMS Group Difference

We believe financial advice should be personal, practical and built to last. Our approach is simple: we get to know you, understand your goals, and tailor solutions to help you reach them – at every stage of life. We’re dedicated to building long-term, personalised relationships with our clients.

 

Our Director, Christine Hornery, has over 20 years’ experience and is a long-standing member of the Mortgage and Finance Association of Australia (MFAA). Together with our team of experienced financial advisors, accountants and lending specialists, we offer professional support with a personal touch. From your first home loan to retirement planning, from starting a business to winding up a trust, we’ll be in your corner with expert, honest advice.

 

Our journey with each client is as unique as their goals and objectives.

How We Work

Getting To Know You

Getting To Know You

We’ll start with a conversation about your financial goals, lifestyle and current position. Whether you’re after retirement planning, investment advice or lending support, our financial planners on the Central Coast and Sydney will help you understand what’s possible and how we can support you.

Research

Research

Our team of financial advisors and accountants will explore personalised strategies tailored to your goals. We’ll review super, tax, cash flow, insurance and investments to develop smart, practical options suited to your needs - whether you’re building wealth or preparing for retirement.

Plan Preparation

Plan Preparation

We’ll prepare a personalised Statement of Advice, outlining the strategies we recommend. As a fully integrated financial planning and accounting firm, we consider the full picture -from tax and super to lending and estate planning - so your plan is practical and future-focused.

Sharing with you

Sharing with you

We’ll meet to explain your financial plan in clear, simple language. You’ll understand what we recommend, why it suits your goals, and how it fits your broader financial strategy. We want you to feel informed, confident and completely in control.

Strategy Implementation

Strategy Implementation

Once you’ve approved your plan, we take care of the details: setting up investments, adjusting super, or managing loan applications. We liaise with lenders, accountants and legal professionals as needed, so everything’s done efficiently and correctly the first time.

Keeping In Touch

Keeping In Touch

Life changes, and your financial plan should too. We offer structured, ongoing reviews to keep you on track. Based in Long Jetty and Gordon, we provide long-term support to clients across Sydney and the Central Coast.

Looking for a Financial Advisor on the Central Coast or in Sydney?

We’re here to help. Call 1300 982 499 to book a free initial consultation and let’s build a financial plan that works for your life.

Testimonials

"FMS has provided 2 important financial services to me over the last few years – the first in guiding me through the accounting steps of running my own business, including paying quarterly GST and what I can claim as business expenses, and the second in finding me a very competitive investment property loan. Stella and James have always been helpful, courteous and friendly, and have educated me on some important tax matters along the way."
B Morrison
"Alicia has been our Accountant for several years now. We have always found her to be very efficient. She is always available to answer any questions that we may have. I would have no hesitation in recommending her to anyone."
C Chubb
"FMS is where the staff are always helpful, courteous and knowledgeable. We have had many years of excellent service as they have guided us towards retirement. They have gone out of their way to help us improve our financial situation. We feel like they are part of the family and care about the service they provide."
M & J Trigg
"The patience and understanding of Chris, Michelle and Leanne has helped me navigate my way through this new experience of managing my own finances. Just keep on doing what you’re doing!"
C Watson
"I have had many Accountants over the years and after being totally fed up with my last Accountants ever increasing invoices and bad service I switched to FMS. Well I could not be happier. Stella is fast, efficient, honest, professional and on the ball. If you’re looking for a new Accountant to help with your super or finances I would call FMS and ask for Stella."
S Falconer
"All the professional people that I deal with at FMS regarding my superannuation and tax are very responsive to my needs in a very professional and courteous manner. It is always a pleasure to deal with people like these."
J Scicluna
"We started working with FMS Group almost 12 months ago for our business Accounting. Stella has been very prompt, helpful & easy to deal with, our business has thrived & we truly believe Stella is a huge part of why! FMS Group are friendly & make everything so easy! Highly recommend them for any service."
A Werleman
"Couldn’t be happier with the service from FMS Group. Awesome, perfectly guided us through COVID-19."
P Beveridge
"We have enjoyed a long and satisfying relationship with FMS as they have helped us achieve our financial goals. The staff at FMS are always helpful and friendly and, our Financial Planner – Nathan, has always acted professionally and with integrity. We are pleased to be part of the FMS group of clients."
C Muscat
“We have been dealing with Nathan at FMS Group for over 4 years. They have become very important to us due to the fact they look after our Major Asset. I deal with the Accountant and the Self-Funded Retirement teams. A very professional and friendly outfit. Wouldn’t hesitate to recommend their services.”
S Watts