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Reasons to refinance your home loan

In our last blog we talked about making the decision whether or not to refinance, this week I want to delve a little deeper and share with you some of the reasons that you might want to consider before making your decision. As I alluded to last week there are so many great offers around […]

Should I refinance?

Dear James, Interest rates are so low at the moment, some of my friends are telling me they have rates of 3.95% and I’m thinking of refinancing my home loan. However, I don’t know a lot about the costs of refinancing or what’s involved around changing my home loan. How do I know whether refinancing is a good idea […]

How can my family help me buy a home?

Given the minimum deposit required to purchase a property, this is a question we seem to be getting more often.   Giving a cash gift as a deposit Depending on each lenders requirements, you may be required to keep these funds in your bank account for some time (most commonly 3 to 6 months) – […]

How much deposit do I need to buy a home?

  It is important to know how much you will need to save before looking to purchase a new home. By knowing how much you need to save you could potentially negotiate lower interest rates and avoid paying Lenders Mortgage Insurance. Determine your borrowing capacity A good starting point is to find out how much […]

Financial Management Solutions Pty Limited, ABN 49 104 906 309 trading as FMS Group, is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licencee and Australian Credit Licencee
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