Financial Knowledge Centre




Our new Financial Knowledge Centre is a vault of information, articles and questions to help our clients to increase their financial knowledge and provide skills to better manage money. Information Modules | Financial & Topical Articles | Videos | Life Events | Calculators | Quiz

FMS Group Bus 2017

“All fun & games when you’re young but get serious when it comes to retirement”

Are you over 40 and on track to retire?



























FMS Group Bus 2016

Helping you become financially independent















Financial literacy in schools: teach the children well how financial literacy for children should be top priority

Retirement expectations unrealistic, planner says – not just financially but also in terms of their personal goals

How much money do women need to retire? – $20,000 more then men says Christine Hornery

Women shouldn’t rely on their partners for financial security – They need to take control of their own financial future early

How to avoid post-divorce disaster – how to recover financially post split

Skill in letting heir down – the trend in generation skipping

A man is not a plan – why now more than ever women should be seeking financial advice

Financial planners are not doing their job – if women have to live a frugal life in retirement

Australian women can have it all – The mistaken belief that quality of life must suffer today in order to have a satisfactory standard of living in retirement

Gender disparity ‘alarming’, says planner – Australian women live longer than men, but have lower pay, fewer opportunities for workplace leadership, and less super to retire on

Aged care costs may put baby boomer retirement plans at risk – Some baby boomers are still expecting to fund their retirement via inheritances from their parents


Useful Links

AMP Portfolio login …
Log In to ‘AMP – My Portfolio’
AMP Banking …
Log In to ‘AMP BankNet’
AMP Budget Planner …
Budget Planner
AMP Super Simulator …
Super Simulator
AMP Home Loan Calculator …
Home Loan Calculator
AMP Life Expectancy Calculator …
Life Expectancy Calculator
AMP – My Retirement Simulator …
My Retirement Simulator
Australian Tax Office …
ATO Income Tax Calculator
Australian Securities & Investment Commission (ASIC) …
Department of Human Services – Centrelink …
Human Services (Centrelink)
Reserve Bank of Australia …
Sydney Morning Herald – Business …
SMH – Business


The Eight Benefits of Commencing a SMSF with Grant Abbott – Chairman of ASMA SMSF Strategies – How to setup a Self Managed Super Fund Christine Hornery – Careers in Financial Planning
Christine Hornery – A man is not a financial plan What is a building for retirement strategy? AMP Capital – Where to for the Australian economy?


Financial Planning

“Chris Hornery has been the means whereby I maintained my peace of mind and life style when my husband was admitted to a nursing home. I was left to deal with all matters I had never handled before and she and Katie Hornery not only organised my financial affairs but visited my home and the nursing home to enable us to make new wills and arrange power of attorney. Her financial skills were formidable but I most appreciated her understanding, kindness and consideration” – Anne J


“I was extremely fortunate to have Chris Hornery as my mentor throughout my journey to winning the 2011 Telstra Australian Young Business Woman of the Year. Chris was with me every step of the way, sharing with me her business and life experience, coaching me and guiding me as I progressed through every stage of the process. Chris’ mentorship extended to providing me much needed advice and support from a business perspective as demands on my time and resources grew and media exposure opened up new opportunities for my business to grow. Chris has an amazing ability to not only listen but to really hear and engage as a mentor. She is an extremely honest and real mentor, and I consider myself very fortunate to have benefited from her mentorship over the last 18 months.” – Jo Heighway, CEO, Engage Super Audits

Financial Planning

“I am so grateful; life has been much easier for me since I saw Chris. I was only saying the Judy, who referred me that I should have listened to her and gone sooner. You have made so much of a difference to my life; I can relax, I feel better and I can sleep at night. It is much more comfortable with those extra dollars now and it has taken away the fear, thank you.” – Jan, Annandale


“We have always been hands on sort of people, and not inclined to pay someone for work we could do ourselves. We have come to realise that in today’s world we don’t have the skills to manage our money ourselves, but I am happy to say that Chris does, in spades. If you want to put your energy and time into growing your business, then you need a person you can trust behind the scenes to make sure that hard won cash is working for you in the most productive way possible. For us, that person has been Chris Hornery. If it wasn’t going too far, we would kiss the ground she walks on, but you get my point. We recommend her and her team unreservedly, and are quite confident in saying that if you engage her services it will be the best thing you ever did.” – Bruce & Joanna, Tasmania

Financial Planning

“Robin said that the planners & admin are Reliable, Constant & she feels relaxed when speaking with admin or Chris” – Robin


“My wife and I have found FMS and Christine Hornery in particular, outstanding in the way they have developed an investment strategy that reflects our individual risk profiles. This is no mean feat when one considers that I have a very aggressive approach to investment as opposed to my wife’s conservative and cautious approach. Christine has managed to successfully blend these two opposing approaches to create a strategy that has delivered returns that both my wife and I are extremely pleased with, all the while ensuring that my wife sleeps soundly at night! In all our meetings with Christine we have found her advice easy to follow. She is patient and encourages lots of questions. Christine always ensures that you fully understand the options that she may present and doesn’t rush you into a decision. She is the most knowledgeable and empathic financial advisor that we have experienced. My wife and I would have no hesitation in recommending Christine and FMS to any person or organisation seeking frank, fearless and honest financial advice, which gives due consideration to one’s risk profile.” – Frank & Terri


    • 2012 AFA Female Excellence in Advice Awards – Christine Hornery was honoured to win this award, sponsored by AFA & TAL Life Limited.


    • 2009 Telstra Small Business Awards – FMS was the winner of the Telstra Small Business Award – Sensis Social Responsibility Award for NSW.


    • 2008 AMP Awards – FMS won a National Business Award in the annual AMP Business and Advice Awards. These awards have been developed by AMP Financial Planning and give special recognition to planners for their professionalism in key service areas.


    • 2007 AMP Foundation Awards – Christine Hornery was awarded the Community Planner of the Year.
Financial Management Solutions Pty Limited, ABN 49 104 906 309 trading as FMS Group, is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licencee and Australian Credit Licencee
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
Financial Services & Credit Guide (FSCG) | Privacy Policy | Terms & Conditions