It’s time to start making your debt work for you..

We have just entered the 14th consecutive month of historically low interest rates in Australia. Whilst it is impossible to predict the future of interest rates, there has never been a better time to review your debts, find out if you can get a better deal or change your debt strategy. Whilst debt must be managed carefully, when structured correctly, it can be a powerful tool in creating long-term wealth. Typically […]

October SMSF News

In this post we discuss new Social Security changes that will apply from 1 January 2015.  These changes will modify how account-based pensions (including transition to retirement pensions) are counted for means tested purposes.  These changes may reduce your entitlements to certain Social Security payments, such as the Age pension. Last financial year, the Government reformed the way that tax was calculated on any excess concessional contributions that you made. […]